Recipient

收款方信息，根据汇款类型选择对应结构：

• SWIFT → SWIFTRecipient
• CHINA_MAINLAND_BANK → ChinaMainlandBankRecipient
• ALIPAY_MAINLAND → AlipayMainlandRecipient

oneOf

• SWIFTRecipient
• ChinaMainlandBankRecipient
• AlipayMainlandRecipient

account_typeAccountType (string)required

账户类型：

• PERSONAL — 个人账户
• COMPANY — 公司/企业账户

Possible values: [PERSONAL, COMPANY]

country_codestringrequired

ISO 3166-1 Alpha-3 国家代码

Possible values: >= 3 characters and <= 3 characters

Example: CHN

transfer_typeTransferType (string)required

汇款方式（仅 SWIFT）：

• WIRE — 普通汇款
• WIRE_SAME_NAME — 同名汇款

Possible values: [WIRE, WIRE_SAME_NAME]

bank_namestringrequired

银行名称

Example: China Construction Bank

bank_swift_codestringrequired

SWIFT/BIC 代码

Example: PCBCCNBJ

bank_addressstringrequired

银行地址

Example: Beijing, China

intermediary_bank_swift_codestring

中间行 SWIFT 代码（可选）

account_numberstringrequired

收款账号

Example: 6217001234567890

beneficiary_namestringrequired

收款人姓名

Example: Example Corp Ltd

beneficiary_id_documentstring[]

身份证件文件 ID（同名汇款 + 个人账户时必填）

Possible values: <= 3

beneficiary_statementstring[]

声明文件 ID（同名汇款 + 个人账户时必填）

Possible values: <= 3

beneficiary_business_registrationstring[]

营业执照文件 ID（公司账户时必填）

Possible values: <= 3

beneficiary_company_registrationstring[]

公司注册文件 ID（公司账户时必填）

Possible values: <= 3

Recipient

{
  "account_type": "PERSONAL",
  "country_code": "CHN",
  "transfer_type": "WIRE",
  "bank_name": "China Construction Bank",
  "bank_swift_code": "PCBCCNBJ",
  "bank_address": "Beijing, China",
  "intermediary_bank_swift_code": "string",
  "account_number": "6217001234567890",
  "beneficiary_name": "Example Corp Ltd",
  "beneficiary_id_document": [
    "string"
  ],
  "beneficiary_statement": [
    "string"
  ],
  "beneficiary_business_registration": [
    "string"
  ],
  "beneficiary_company_registration": [
    "string"
  ]
}